About Us

The New Hampshire Higher Education Assistance Foundation (NHHEAF) Network has nearly 60 years of experience in helping New Hampshire families plan and pay for higher education. The NHHEAF Network aspires to be recognized as a capable, trusted, and innovative leader in educational loan services that enhance the promotion, advancement, and support of higher education for our state and our region. As such, we provide K – 12 and postsecondary students and schools with expertise in every aspect of the student loan industry.

In April 2020, The NHHEAF Network was formed as two of our entities – the New Hampshire Higher Education Loan Corporation (NHHELCO) and Granite State Management & Resources (GSM&R) - merged together, resulting in one combined nonprofit organization. Our loan servicing operations continue to do business as GSM&R nationwide. Our guaranty agency, the New Hampshire Higher Education Assistance Foundation (NHHEAF), is a wholly-owned subsidiary of The NHHEAF Network. This reorganization allows us to be more efficient and provides significant benefits operationally, financially, and strategically.

As a 501(c)(3) nonprofit agency, our earnings are reinvested in the greater New Hampshire community. Reinvestment is achieved through free college planning services, default prevention expertise, cost-saving borrower benefits, and charitable giving.

Two newly-formed boards of directors guide the important work of The NHHEAF Network. These new members bring a wealth of experience in higher education, financial services, financial audit, regulatory compliance, public affairs, non-profit management, and legal services.

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New Hampshire Higher Education Assistance Foundation
(NHHEAF)

New Hampshire Higher Education Assistance Foundation (NHHEAF) was established by the banking community in 1962 to guarantee student loans. Consistently, NHHEAF works diligently to support borrowers in the successful repayment of federal student loans. This is especially significant considering that New Hampshire has among the highest costs of attendance at its public campuses, the lowest levels of state appropriations for higher education, and the highest average debt burden in the country.

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Granite State Management & Resources
(GSM&R)

Granite State Management & Resources (GSM&R) was established in 1986 to assume administration and loan servicing of federal and private student loan programs. Most recently, GSM&R became a not-for-profit federal contractor for the U.S. Department of Education to service the Federal Direct Student Loan Program. GSM&R approaches servicing student loans with an education-mindset, always focused on continuous improvement and effective communication.

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Center for College Planning
(CCP)

The Center for College Planning (CCP) provides NH students and families with valuable information about the college planning process - from savings options and college admissions requirements, to applying for financial aid and scholarships. CCP offers college planning materials and coordinates speakers for K-12 schools and community organizations free of charge. CCP provides workshops on college planning topics in our Concord, New Hampshire office. NH students and parents are able to make free appointments to meet with expert college counselors for assistance filing the Free Application for Federal Student Aid (FAFSA). The CCP also facilitates professional development on various college planning topics for school counselors and provides K – 12 schools with free college planning materials and curriculum.

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New Hampshire Higher Education Loan Corporation
(NHHELCO)

New Hampshire Higher Education Loan Corporation (NHHELCO) was designated by the State of New Hampshire in June of 1993 to be a lender and holder exclusively for student loans. NHHELCO grew out of recognition that demand for student loans and declining number of active lenders created a need for a loan corporation dedicated exclusively to funding student loans. In 2013, NHHELCO launched the EDvestinU® private student loans, committed to providing responsible financing options for undergraduate and graduate students nationwide. In 2014, EDvestinU’s private loan refinance program was created to provide a nonprofit option for students seeking support in repaying their federal and private loans more affordably and with greater ease. Each quarter, the EDvestinU Scholarship Giveaway awards three (3) $1,500 scholarships to current high school seniors or college students attending a Title IV eligible school.

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Signature Events & Initiatives

Signature Events & Initiatives

High school students, college students, and community-based organizations statewide are encouraged to participate in our signature events and initiatives. Destination College, our annual college convention for high school juniors and parents, provides a solid foundation to the college admissions and financial aid processes. Our College Equals Opportunity (CEO) Scholarship program provides significant scholarship dollars to our state’s deserving college students who have demonstrated exceptional leadership abilities and academic talent. In addition, we are pleased to coordinate New Hampshire’s “I Am College Bound/I Applied” initiative, assisting high school seniors to submit college applications during a particular school day with the support of their school and local higher education professionals.

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NHHEAF Network Cares

In 2014, The NHHEAF Network Organizations created NHHEAF Network Cares, an employee initiative through which food and monetary donations would be voluntarily collected in exchange for the opportunity to dress in casual attire.

In addition to supporting "Casual Days for Charity", we also began offering one "Volunteer Day" per calendar year to each employee. Staff members are encouraged to perform community service throughout the state of New Hampshire and may use their "Volunteer Day" to support an organization of their choice. This allows our employees to expand their involvement with a favorite nonprofit agency, or to perhaps volunteer with an organization for the first time.

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